Emigrant Mortgage, a Division of Emigrant Bank - NMLS# 607759 (Emigrant) is a direct lender specializing in creative financing for residential properties. Emigrant's mortgage operations are headquartered in Elmsford, New York. Emigrant looks to its mortgage operations to deliver a wide array of creative loans for its portfolio.
Emigrant's Broker Portal provides you with all the wholesale functionality and resources you need for the BrokerDirect® Program Click here to get started.
URLA Updates - please note that effective March 1, 2021 Emigrant’s Broker Portal application submission functionality had been updated with new screens and fields to collect the new data required for the updated Uniform Residential Loan Application (URLA).
You can now utilize just the URLA screens to complete your transaction
Be sure to click here for updated details and guidance on this process.
If you require assistance with your upload please reach out to us at EmigrantMortgage@emigrant.com or 914.785.1327
Existing Customers click here to make your payment, access your current mortgage loan information or contact our servicing department.
*Emigrant Mortgage Company, Inc. NMLS#1577 (EMC) a subsidiary of Emigrant Bank, performs the servicing of Emigrant's mortgage loans.
Current Mortgage Holders click here for terms and disclosures
If you would like to become an approved broker with Emigrant, you have come to the right place! Click here to learn how you can sign up for Emigrant's Wholesale BrokerDirect® Program.
For questions and/or more information about our website, please feel free to send us an email at: emigrantmortgage@emigrant.com
Emigrant Mortgage, a Division of Emigrant Bank - NMLS# 607759 (Emigrant) is a direct lender specializing in creative financing for residential properties. Emigrant’s mortgage operations are headquartered in Elmsford, New York. Emigrant looks to its mortgage operations to deliver a wide array of creative loans for its portfolio.
As a community bank, Emigrant's focus is primarily on lending in the metropolitan New York City area. In addition to New York, Emigrant's lending area includes New Jersey, Connecticut, Massachusetts, Pennsylvania, and Florida. Emigrant maintains offices in New York (Manhattan, Queens, Long Island and Westchester), New Jersey, and Florida.
On a wholesale basis, through our BrokerDirect® program, we have mortgage professionals servicing all the above mentioned geographic areas. Emigrant's expansion has been gradual and controlled with the aim of ensuring that quality service is not compromised, as quality customer service is of paramount importance in Emigrant's philosophy.
As a Portfolio Lender, Emigrant's success can be attributed to the creative solutions and niche product offerings unique to the industry that the company applies to various financing situations facing homeowners, investors, and foreign national clients. As a jumbo/super-jumbo lender, Emigrant regularly closes loans with loan amounts up to $10 million. Emigrant has built a strong reputation for closing condominium and cooperative loans as routinely as 1-4 family loans. In addition to our portfolio programs, we also offer traditional Agency (FNMA/FHLMC) products.
Our unique approach to lending and our common sense underwriting have provided us with the foundation to excel as a portfolio lender of custom mortgage products. Emigrant is able to close loans which do not "fit the box" of most other lenders. Our expert staff of mortgage and real estate professionals understands today's dynamic and competitive marketplace and they are ready to work with you: helping you to help your client "Get More From Their Mortgage".
